Last updated: October 6, 2026
30-day satisfaction guarantee
If The Family Scam Defense Kit is not a fit for you, request a refund within 30 calendar days of your purchase and it will be issued to the original payment method. This policy applies to the digital product sold through Gumroad.
How to request a refund
Email help@merrittmorrow.com and include the email address used at checkout and enough information to locate the order. Do not post payment information or other sensitive personal information publicly.
How processing works
Gumroad processes payment and order delivery. Refunds are handled through the original payment method according to Gumroad’s checkout and payment processes. Timing can depend on the payment provider.
What this policy does not cover
This policy does not create a promise of any specific outcome, financial result, scam-prevention result, or professional service. The kit is a general digital education product. You remain responsible for using current official information and seeking qualified help for a live legal, financial, insurance, property, cybersecurity, or other professional matter.
Policy changes
The refund policy displayed on the product page and at checkout at the time of purchase controls for that purchase, subject to any consumer rights that cannot legally be waived.